Readers of this blog are aware of the various versions of check scams criminal use to trick consumers. A new scam has emerged with social travel sites.
After paying for a valid stay, an Airbnb customer was tricked by criminals using an wire transfer scam. The Telegraph UK described how an Airbnb customer was tricked. After paying for for their valid rental with a valid credit card, the guest:
"... received an email from Airbnb saying that the card payment had been declined and I needed to arrange an international bank transfer within the next 24 hours to secure the apartment. Stupidly, I did as asked. I transferred the money straight away to someone I assumed was the host as they had all the details of my reservation."
Formed in 2008, Airbnb now operates in 34,000 cities in 190 countries.
After checking with their bank, the guest determined that the credit card payment had been processed correctly. So, the guest paid twice, with the second payment to the criminal. The guest believes that Airbnb experienced a data breach. According to one security expert:
"The fraud works by sending an email to a host that appears to come from Airbnb asking them to verify their account details. The host foolishly responds thus giving the fraudster access to their account and all the bookings correspondence. Even though the addresses are anonymised the fraudster can still send emails to the customers via Airbnb to try to extract a second payment by bank transfer."
What can consumers make of this? First, hosts should learn to recognize phishing e-mails. Don't respond to them. Second, guests need to remember that inattentive hosts can compromise their identity information. Third, guests should never make payments outside of Airbnb's system.
Criminals are creative, persistent, and knowledgeable. Consumers need to be, too. Read the Scams/Threats section of this blog.