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TJX's Offer To Its ID-Theft Victims Deserves Scrutiny

Equifax and Experian Follow TransUnion With Nationwide Credit Report Freeze

This is great news for consumers and it was expected. According to the Atlanta-Journal Constitution newspaper:

Under pressure from a big competitor and consumer activists, Atlanta-based Equifax said Friday it will let consumers nationwide "freeze" their credit reports to deter identity theft.

Equifax's service will be available at the end of October. Experian is planning an announcement to offer a comparable service within the same time-frame. Want to learn more? Read these prior posts about TransUnion, the Fraud Alert tool, Massachusetts' new identity-theft law, and insurance reports from Choice Trust.

While this is good news for consumers, the $10 fee to lift, remove, or add a credit report freeze is too high. Massachusetts' new identity-theft law sets a limit at $5, similar to several other states. And ChoicePoint is silent on providing a comparable service for C.L.U.E. reports.

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Nancy Sodeman

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