Tips to Protect Your Identity

The Money section of the Eons.com site lists the following tips to protect your identity:

• "Ego Surf - run a check on yourself to find out what someone else is finding out about you and who else might be using your social security number. You must know what they know about you.
• Do not carry your social security card with you.
• Carry only one credit card and monitor it closely.
• Use one credit card for online purchases - always using the same card.
• Shred with a cross-cut shredder receipts, cancelled checks, anything you are not going to keep. Dumpster diving in office buildings is a problem.
• If you use a debit card, be sure any loss is protected by the card provider, as it is with credit cards.
• Change passwords often.
• Give passwords to utility companies to prevent anyone changing your address.
• Put outgoing mail in locked postal boxes or drop boxes, not outside for your mail carrier.
• Review your credit history from all three major credit bureaus annually.
• Do not leave account information or blank checks lying around your house if you have domestic staff who can easily view documents."

The article also has a good list of the first signs of identity theft:

• "You are turned down for a loan because your credit information has changed to a negative.
• Your mail does not arrive in a timely manner.
• Creditors call to say they have not received your payment.
• You attempt to charge something and your credit card is declined.
• Your checks start bouncing because your overdraft reserve is gone.
• You are stopped for a traffic infraction and learn there are outstanding warrants in your name, and you are arrested."

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