My 2009 America
Equifax Pays $65K To The State Of Indiana For Violating Security Freeze Law

Mysterious Charge Appears On Many Consumers' Credit Card Statements

A consumer alert from the Boston Globe:

"Several Internet complaint boards are filled with comments from credit card customers from coast to coast who have noticed a mysterious charge for about 25 cents on their statements. The charge shows up on statements as coming from "Adele Services" in Melville, N.Y. There is no business by that name listed in Melville..."

This is not the first time something like this has happened. Why a tiny charge? Some people think that the fraudster is testing whether stolen credit card numbers are valid, before submitting a larger charge. Others think that the fraudster is simply trying to make a lot of money by charging many people -- perhaps millions of consumers -- a tiny amount hoping that consumers won't notice.

What consumers should do:

"Take a look at your credit card statements, and if the charge is there, don't let it slide. It's what the thieves want you to do. Instead, file a dispute with your credit card company, and lodge complaints with the Federal Trade Commission and the Internet Crime Complaint Center - which is run by the FBI, the National White Collar Crime Center, and the Bureau of Justice Assistance."

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