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Infographic: How Credit Reporting Agencies Get Your Information For Their Credit Reports

The infographic below is from the folks at Credit Sesame:

Inforgraphic: how information ends up on your credit file

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that is only on paper, they keep old reports and paid accounts and accounts more than 7 year Old. Secondly, the re-age, sell the accounts to collections and thereby age the date of the account to a new date, they have been doing this for so long, look at between lines carefully, you can see this trend.

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